Businesses



You planted the seed, watered it, and worked hard to grow your business. We get it.
 
 
The K Corporation specializes in designing comprehensive, flexible financial solutions, retirement, and benefit packages to help meet your company's evolving needs. Our advisers understand the the complexity and cash flow issues involved in business ownership. Whether you are just starting out your new business or are interested in developing ways to enhance and improve your existing business, we are here to help. 
 
 
 
 
 
Retirement Plan - Design, review & implementation
 
Wondering which kind of retirement would maximize savings and reduce costs for your specific entity? Have your outgrown your current plan or are not sure if it still fits your needs? Ask for a retirement plan review or recommendation.
 
  • Qualified Retirement Plans: 401(k), Money Purchase, Profit Sharing,  Keogh, New Comparability, Cross Tested, Simple IRAs, Safe Harbor 401(k), Defined Benefit).
  • Non-Qualified Retirement Benefit Programs
  • Section 412(i) Defined Benefit
  • Investment Strategies for Pension Plans
Business Strategies
 
Not sure how to keep that key person around or how to best pass on your business when you retire? What will you do if the majority of your assets are tied up in your business but your family needs liquidity? Have failing life insurance policies in place and not sure how to fix them? We would love to help.
 
  • Buy-Sell Planning
  • Business Succession/Continuity Planning
  • Key Person Life & Disability Income Insurance
  • Split-Dollar Plans
  • Split-Dollar Rescue
  • COLI (Corporate Owned Life Insurance)
  • BOLI (Bank Owned Life Insurance)
  • Life Insurance Settlements
  • Structured Settlement consulting
  • Investment Strategies for Business

 Employee benefits*

 The rising cost of providing group health insurance giving you sleepless nights? Not sure how to best implement a plan that balances security for your employees and cost efficiency for your business? We can help.

  • Health Care Benefit Group Plans (Fully Funded, Self Funded, Partially self-funded)
  • Ancillary Group Coverage (Life and Long Term Care Insurance, Critical Illness, Dental, Vision, Short and Long Term Disability Income Insurance)
  • Voluntary Payroll Deduction (Life, Disability Income and Long Term Care Insurance, Cancer & Accident)
  • HSA (Health Spending Account) Sec. 105
  • HRA (Health Retirement Account)
  • MERP (Medical Expense Reimbursement Plans)
  • Section 125 Flexible Spending Plans
  • Employee and Employer Benefit Statements
  • Business Travel Life and Accident Insurance
  • Cost-Retirement Employee benefits and  consulting services.
 
Executive benefits
 
Not sure how to best reward and retain your executives? Schedule an appointment and learn creative ways to help keep your key employees.
 
  • Benefit Planning
  • Compensation Planning
  • Recruitment Programs
  • Retention Programs
  • Group-Term Carve Out Plans
  • Medical Reimbursement Programs
 
We encourage a team approach with our clients and  will work closely with your tax and legal advisers to ensure any advice and recommendations given fits your exact needs and is based on a complete picture.
 
Call (713)-840-7300 today set up a time to meet and discuss your company's needs, or send us an email: creeves@finsvcs.com.
 
 
 
 
 
Insurance offered through Massachusetts Mutual Life Insurance Company (MassMutual) and other fine companies. Securities and investment advisory services offered through qualified registered representatives of MML Investors Services Inc., member SIPC. Supervisory Office: 3 Greenway Plaza, Suite 1700, Houston Texas 70046, 713/402-3800. K Financial Services, Inc. is not an affiliate or subsidiary of MML Investors Services, Inc.
 
*Not all products are offered through MassMutual.