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I am a Benefit Coordinator

How We Work

Providing the right kind of plan to our employees is crucial to retain key personnel and to distinguish ourselves from the competition. An attractive benefits package is a strong recruiting tool to staff us with the best and brightest as well.

Employee Benefits

The rising cost of providing group health insurance can put a strain on your business. We can help to implement a plan that balances security for your employees and cost efficiency for your business. We can determine the right kind of coverage for you.

  • Health Care Benefit Group Plans (Fully Funded, Self-Funded, Partially Self-Funded)
  • Ancillary Group Coverage (Life and Long Term Care Insurance, Critical Illness, Dental, Vision, Short and Long Term Disability Income Insurance)
  • Voluntary Payroll Deduction (Life, Disability Income and Long Term Care Insurance, Cancer & Accident)
  • HSA (Health Spending Account) Sec. 105
  • HRA (Health Retirement Account)
  • MERP (Medical Expense Reimbursement Plans)
  • Section 125 Flexible Spending Plans
  • Employee and Employer Benefit Statements
  • Cost-Retirement Employee Benefits and Consulting Services

Executive Benefits

There are many ways to reward and retain your executives. We can design creative plans that help you keep these key employees. We can customize any kind of executive plan and will work closely with your tax and legal advisors so that any advice and recommendations given address your business needs.

  • Benefit Planning
  • Compensation Planning
  • Recruitment Programs
  • Retention Programs
  • Group Term Carve-Out Plans
  • Medical Reimbursement Programs

Get Started

Benefits Planning Department

Obed Garcia

Retirement Plan Specialist

(713) 840-7300 ext. 102


What I do well: I’m good at teaching others, learning new skills, and analyzing data on spreadsheets. I’m kind of a nerd.Why I get up in the morning: I have the opportunity to work with an amazing team. No day is the same....

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